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| Don Bullard Photo Credit: Wordpress.com |
A renter’s insurance is meant for those who live in apartments or in rented houses. It protects your personal items in cases of theft or calamity, and may cover certain personal expenses and liabilities. It typically does not cover fallen ceilings or broken walls—these are usually shouldered by your landlord—but it can help you for your damaged stereo or TV, and for your temporary housing expenses if ever your rental needs fixing.
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| From Don Bullard |
In purchasing a renter’s insurance, Don Bullard suggests checking the so-called “named perils coverage” stated in the policy. This is a list of all the possible causes for property damage covered by the insurance. This list typically includes fire or lightning, windstorm or hail, explosions, riots, aircrafts, freezing, and other commonly occurring hazards that could ruin your property. This coverage applies whether you are at home or abroad.
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| Don Bullard Photo Credit: Wordpress.com |
Having a renter’s insurance is an excellent protection for your belongings, but not for your roommate’s. Generally, the insurance covers only your and your relatives’ items. If you are not related to your roommate, each of you will have to get a separate insurance for your belongings.
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| Don Bullard Photo Credit: Apartmentguide.com |
For more information about Don Bullard Insurance and the insurance services the company offers, visit www.donbullard.com.
