Wednesday, January 4, 2012

Don Bullard and Wilmington's BOP: A shield for business owners

From Don Bullard



For Don Bullard, Wilmington’s business owners play an undeniably important role in the community. However, recent economic problems have placed a lot of proprietors and their businesses in jeopardy, causing some to declare bankruptcy, and others to exert double effort to meet profit goals. The last thing business owners need is a sudden reason to spend their hard-earned income. To help them, Don Bullard offers a Business Owner’s Policy (BOP) that can be tailored to fit virtually any proprietor’s insurance need.


From Don Bullard



A typical BOP includes the following coverage:


Property Insurance – This provides coverage for the business’ properties: the buildings, equipment, and inventory, among others, and is useful for coping with any damage wrought on business property.


General Liability – For Don Bullard, Wilmington’s business proprietors should have the means to protect themselves in case they or their employees cause injury, damage to property, and monetary loss. This provides coverage for any liabilities incurred in the course of the business.


Excess Liability – A business’ allotted calamity budget can sometimes be inadequate when an actual disaster strikes. This part of the insurance automatically kicks in and covers for any excess when the business’ liability limits have been reached.


Vehicle Coverage – This covers for all the vehicles owned by the business and kicks in in case of damage or loss.


Workers Compensation – This is required by the law, and is meant to cover for any injury employees might receive due to the performance of their duties.


Group Benefits – This covers for additional benefits for employees. The said benefits are usually given to make sure that personnel are happy and motivated to keep their jobs—something any business needs to ensure smooth operations.


From Don Bullard



To learn more about the difference made by Don Bullard in Wilmington, visit www.donbullard.com.